Build a strong retirement portfolio

So you’ve opened a retirement account, moved some money into it and resolved to contribute to it regularly. Now what?

Before you invest your money, you need to know in what securities to invest it. A good retirement portfolio takes into account your age and your risk tolerance. There is an excellent, highly visual investment allocation calculator at Fulcrum Inquiry. Just put in your age, your risk tolerance (there is a worksheet to help you estimate this) and - voila! - you see what I think is an excellent model for a retirement portfolio.

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